The first one-stop business financing application portal for small & micro financing.

Through the use of artificial intelligence, ScoreXcess evaluates both the capabilities & needs of SMEs to match them with suitable financing agency/institutions. This way, it is ensured that all parties benefit from the platform.

  • A digital platform that uses Artificial Intelligence.
  • Matches your business capabilities with any financing agency/institutions.
  • Approval process up to 3 working days, depending on the completion of documents.
  • Powered by CEDAR
What’s included?
Features that help increase your business’ productivity
Approval Rating
Up to 3 working days, based on completion of documents.
Smart system
SMEs’ capabilities matched with potential financing agency/institutions for the best fit.
Simple onboarding
Within just 4 simple steps you can be onboard to support your SME.
uBC member perks!

Receive loan approval within 72 hours!
How it works
Just 3 steps to get started!
Step 1
Look out for an email from
if you are uBC members, check out email from uBC to get your promo code. if you are not, then SIGN-UP HERE.
Step 2
Get the promo code
Your uBC priviledge is activated!
Step 3
Start enjoying the uBC solution!
You can start enjoying the uBC solution for your business by filling out the application with our partner Claim Now.

** Cannot find the email from uBC with your redemption promo code? Fret not! Just click here to tell us more about your business and we will send you a new email.
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ScoreXcess - The first one-stop business financing application portal for small & micro financing.
Are you already a uBC member?
Simply complete your profile to finish the registration process and begin enjoying uBC perks & privileges
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