Business Financing Application Portal For SMEs

Financial Assistance


Matches your business capabilities with any financing agency/institution 

Approval process of up to 3 working days, depending on the completion of documents

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Simple onboarding

What’s included?

Rapid Loan Feedback

Your application approval takes 3 working days, based on completion of documents

AI Technology System

We automatically match your capabilities with potential financing agencies/institutions

Simplified Onboarding Process 

It takes just 4 steps to get a loan – how easy is that?

Just 3 steps to get started!


Enter the uBC portal

Login or register for an account here


Activate your membership

Receive your uBC promo code via email

*Cannot find the email from uBC with your redemption promo code? Click here to get a new one.


Apply for a loan

Head to ScoreXcess and begin your loan application

uBC member perks!

Receive loan approval within 72 hours!

FREE business training and coaching

Complimentary SME Bank's Enterprise Lifecycle Scoring Assessment (ELSA) entrepreneur advisory 

How did you find this offering?

Community Discussion


Looking for more information on the ScoreXcess solution?

Financial Solutions

ScoreXcess - The first one-stop business financing application portal for small & micro financing.