Now launched: Go Niaga, Malaysia’s first 5G-powered mobile business banking bundle, designed for the country’s micro, small and medium enterprises (MSMEs).

With local entrepreneurs and MSMEs to gain the most, this collaboration combines the best of Maybank Islamic’s diverse financial services and TM’s recognised Uni5G Postpaid Biz mobile packages, creating seamless access and experiences for today’s digital customers. 

In conjunction with this strategic collaboration, Unifi Business (TM’s digital business solutions arm) and Maybank Islamic have launched their inaugural Go Niaga, a mobile business banking bundle to help MSMEs manage finances, improve incomes, and offer digital payment options powered by secure 5G connectivity and networks. 

The bundle will address current market gaps among this segment, and enable businesses to better participate in e-commerce and expand their customer reach. 

One-of-a-kind Banking as a Service (BaaS) solution 

Dato’ Mohamed Rafique Merican, CEO of Maybank Islamic, said that this partnership is a significant step forward in financial inclusion. By embedding Maybank Islamic’s BaaS solutions within Unifi Business platforms, previously unbanked or underbanked individuals and businesses will gain access to Maybank’s essential financial services and 5G mobile connectivity through TM’s cutting-edge technologies. 

He further stated that while the technology originates from the BaaS concept, what makes it unique is its adherence to Islamic principles, making it the pioneering example of its kind in Malaysia. It combines modern technology with the ethical requirements of Islamic finance, providing innovative and faith-based financial services. 

Shanti Jusnita Johari, Chief Commercial Officer for Consumer Strategy & Business at Unifi, said that MSMEs are a key growth engine for the nation’s economy and account for nearly 38% of Malaysia’s GDP, yet their potential is often dimmed by limited access to digital tools and financial services. 

This is even more apparent among underserved segments, micro and small businesses which face the most challenges in accessing financial services and digital innovations that are necessary to elevate their lives and livelihoods. 

Shanti shared that as a trusted partner to more than 400,000 MSMEs across the nation, the company believes this strategic partnership is a timely intervention to effectively address these challenges and help local businesses seize the opportunities of the digital economy.  

Ready to know how the Go Niaga solution will benefit you and your business? Read on to learn more as we’ve unpacked what’s in store for you! 

Highlights of Unifi Business and Maybank Islamic Go Niaga offering

As the first bundle from Unifi Business and Maybank Islamic joint collaboration, the Go Niaga mobile business banking bundle aims to address the essential banking needs of homegrown entrepreneurs and MSMEs. 

To help local businesses like you streamline your operations, the Go Niaga bundle offers: 

1. A lower minimum deposit of only RM100 for customers to open an SME First Account-i — allowing you to clearly segregate your personal and business accounts. This will help improve your long-term credit rating.  

2. Payment acceptance facilities through Maybank Islamic’s QRPay Biz, and Tap2Phone — enabling cloud POS via mobile devices to facilitate digital/card payments. 

3. Credit facilities including Maybank Islamic’s SME Digital Financing: Aspirasi Wanita Programme — providing more entrepreneurs with access to funds that could help them stabilise and expand their business. 

4. Uni5G Postpaid Biz 39, Uni5G Postpaid Biz 55 and Uni5G Postpaid Biz 89 mobile plans bundled with free 5G mobile devices — ensuring secure access to financial services anywhere, anytime and bringing 5G capabilities to more communities.  

5. Cash rebates for Unifi Mobile bills when customers sign up and activate Maybank Tap2Phone merchant payment facility bundled with Uni5G Postpaid Biz packages. 

This initial offering is available now until 29 May 2024. To find out how you can benefit from the Go Niaga mobile business banking bundle, visit selected Unifi Stores on Tuesdays, selected Maybank branches on Wednesdays, and selected Pusat Ekonomi Digital (PEDi) nationwide on event days (view all locations). 

Want to explore further? Head over to the official website for more details on the Go Niaga package. Plus, make sure you check back soon as we’ll be sharing exciting updates on Go Niaga, right here on Unifi Business Club (UBC) portal. Stay tuned!